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Showing posts with label Car Insurance. Show all posts
Showing posts with label Car Insurance. Show all posts

Sunday, January 22, 2012

GEICO : Auto Insurance Policy

Make A Payment On Your Insurance Policy

Need to make a payment or have a question about a bill? With GEICO's secure, reliable systems, taking care of your insurance bill is quick and easy!

Auto Insurance Policy

GEICO's Policyholder Service Center puts you in the driver's seat! Manage your car insurance policy—add/remove coverages, make a payment, order proof of coverage and insurance ID cards or report a claim online 24/7.

Motorcycle Insurance Policy

Looking for a convenient way to update your motorcycle insurance policy? GEICO's online Policyholder Service Center enables you to pay online, update your information, order proof of coverage and insurance ID cards or report a claim on your motorcycle insurance policy.

ATV Insurance Policy

You can make payments or view your existing all terrain vehicle insurance policy online. To make changes to your ATV policy, call us at 1-800-44-CYCLE (1-800-442-9253).

Umbrella Insurance Policy

Do you need to update your personal umbrella insurance policy? Our professional insurance counselors will be happy to assist you. Call us at 1-866-272-5192.

Homeowners Insurance Policy

Whether you want to make an online payment or an update to your homeowners insurance policy, GEICO is here to help make the process quick and easy.

Renters Insurance Policy

GEICO helps to make managing your renters insurance policy as convenient as possible. If you have a payment request, or need to update your renters insurance policy, we're here for you.

Condo/Co-op Insurance Policy

Whether you want to update your condo or co-op insurance policy, make a payment, or speak to a representative, GEICO will assist you.

RV Insurance Policy

To make updates to your RV Insurance policy, call us at 1-800-909-4246. We're happy to help.

Life Insurance Policy

Need to make changes to your life insurance policy? Or maybe you just have some questions? Our professional insurance counselors are ready to assist you. Call us at 1-888-532-5433.

Boat Insurance Policy

Our professional insurance counselors will be glad to answer any questions you may have or make updates to your boat or personal watercraft insurance policy. Call us at 1-800-841-3005.

Allstate : Auto Insurance

No matter where you live, if you drive an automobile, you need auto insurance coverage. Online auto insurance quotes and free car insurance estimates are easily available from Allstate. Auto insurance requirements vary from state to state - finding out more about your state coverage requirements is your first step towards researching and purchasing your coverage.

Your auto insurance rate is adjustable through your coverage limits and your deductible amounts. There are a number of other factors that affect the price of insurance, including your driving history, your age, and the type of automobile you drive. One of the best money-saving tactics is to combine your auto insurance policy with other insurance such as your home or renters insurance plan in order to get a deal on both. Whatever your needs, Allstate agents can help you find a plan that fits into your budget.

Auto insurance discounts are available depending on what kind of vehicle you drive, where you live, or the safety features your vehicle has. We provide discounts to students, seniors, and retirees. If you drive a new automobile, economy automobile or utility vehicle, you may be eligible for further discounts. Even the type of safety system your vehicle has can make you eligible for auto insurance discounts. For example, discounts may be applicable if your vehicle has passive restraint systems, anti-lock brakes, or anti-theft devices.

We also offer auto insurance discounts to those who have been accident-free with no moving violations in the last three years. Our best auto insurance discount is for drivers who have been accident-free for five years and who have no moving violations. Drivers age 55 and up can also save on premiums by taking defensive driving classes.

There are a number of different insurance policy options available to help you get the complete auto insurance coverage you need. We offer liability and medical protection including insurance to protect you from those with little or no insurance. Our vehicle protection plans help protect you through collision coverage and comprehensive coverage options. Additional protection can also be extended to you to protect you from a variety of personal injuries such as lost income, child care expenses, and medical expenses.

Allstate also provides specialized insurance for young drivers with our teen driver insurance plans. You can find out more about graduated driver licensing laws in your state on our site. These graduated driver licensing laws help teens to gain driving experience and learn how to safely navigate the roads. If you want to learn more about ways you can help protect teen drivers, visit the Allstate Teen Driver website.

State Farm - Car Insurance

Why State Farm?

  • The stability and track record of an industry leader.
  • People with passion for doing work that matters.
  • Rewards to help build a career, a life, a future.


    State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of the State Farm Insurance Companies. To search for an opening, refer to the agent locator and search by the desired zip code in the 'Find an Agent Near You' field.

GEICO : Auto Insurance

GEICO Respects Your Privacy
Protecting your privacy is very important to us. Policyholders like you have trusted us with their insurance needs for over 70 years, and we take our obligation to safeguard and secure your personal information very seriously. We want you to understand how we protect your privacy and when we collect and use your information.

Table of Contents
Summary
The Information We Collect

Information We Obtain From You
Information About Your Transactions
Information From Third Parties
Location Services for Mobile Apps
Access and Correction of Personal Information
The Information We Disclose
Confidentiality and Security
Additional Information for Our Website Users
Changes to This Privacy Policy
What to Do If You Have Privacy or Security Concerns

Summary
This summary tells you the basics of our privacy commitment to you-how we collect and use your information, how we protect it, and who can see it. You should read the entire privacy policy below for full details.

We obtain personal information from you directly, from your transactions with us, and from third parties such as state motor vehicle departments.
We will not sell your information to third parties.
Any third parties who perform services for us are required to safeguard any customer information and may only use it in connection with performing those services.
We extensively secure and limit access to your information.
We protect information about potential, current, and former policyholders.


The Information We Collect
Non-public personally identifiable information ("Information") is information that identifies you and is not available to the general public. The following sections tell you more about how and when we collect your Information.

Information We Obtain From You
During the quoting, application, or claims handling processes you may give us Information such as your:

name
address
phone number
email address
Social Security number
driver's license number
date of birth
If you gave us your email address, GEICO may use it from time to time to notify you of such things as new services, special offers, or to confirm transactions. If you do not wish to be contacted by email for non-policy related communications, you may unsubscribe by following the instructions at the bottom of any GEICO email you receive.

If you are a policyholder, you can log in to your account at geico.com, click on "Update Email Preferences" on the right side of the screen and choose the level of communication you'd like to receive from us. If you have not yet enrolled online, you will need to enroll with geico.com to update your email preferences.

Information About Your Transactions
We may collect Information about your transactions and experiences with us and others, such as your payment history, claims, coverage, and vehicle changes.

Information From Third Parties
We may receive Information about you from consumer reporting agencies, which provide us with motor vehicle reports, claim reports, and/or credit information where permitted by law. When you ask for a rate quotation, we may obtain credit information if permitted by applicable state law.

Our sales and service representatives do not have access to the details of your credit information. Other companies who view your credit report will not see the GEICO inquiry. It will be visible only to you. Our inquiry will not affect your credit score or credit rating. If you commit to purchase a policy with GEICO, we will also confirm your motor vehicle record and claims history. As permitted by law, we may also review your motor vehicle record, claims history, and/or credit information in connection with any renewal.



Location Services for Mobile Apps
Your current location is only determined if you choose to use a function on our apps to determine your current location. If you allow your location to be obtained using a GEICO app, we will use this information to return your estimated location. We use this information solely to distinguish your current location and not to identify you. We do not save this data nor disclose it to any third parties. GEICO does not automatically track your location when you use our apps.



Access and Correction of Personal Information
If you are a resident of Arizona, California, Connecticut, Georgia, Illinois, Maine, Minnesota, Montana, Nevada, New Jersey, North Carolina, Oregon, or Virginia, you have the right to access and correct the personal information that we have collected about you. Upon your request we will provide you with a notice of our insurance information practices that describes how those rights may be exercised.

Upon the request of residents of other states, we will take reasonable steps to verify the accuracy of the personal information in our records.

The Information We Disclose
Information about our customers or former customers will only be disclosed as permitted or required by law. Information about you that has been collected is maintained in your policy and/or claims records.

We use this Information to process and service your policy; to settle claims; with your consent; or as directed by you. We may also disclose it to persons or organizations as necessary to perform transactions you request or authorize. Information about our former customers and about individuals who have obtained quotes from us is safeguarded to the same extent as Information about our current policyholders.

Following are some examples of how we may disclose Information:

We must exchange Information about you with our agents, investigators, appraisers, attorneys, and other persons who are or will become involved in processing your application and servicing your policy or any claims you may make.

When you are involved in a claim, policy information is provided to adjusters and the businesses that will repair your vehicle.

We may share Information with persons or organizations that we have determined need the Information to perform a business, professional, or insurance function for us. These include businesses that help us with administrative functions. If the law in your state permits, we may share Information with financial institutions with which we have a joint-marketing agreement. All of these entities are obligated to keep the Information that we provide to them confidential and to use the Information only for the purpose for which the Information was provided.

Information may be provided to organizations conducting actuarial research or audits. In this case, you will not be individually identified in any research report. The organization must agree not to redisclose the Information and the Information will be returned to us or destroyed when it is no longer needed.

We may also share your Information for other permitted purposes, including:

with another insurance company if you are involved in an accident with their insured
with our reinsurers
with insurance-support organizations that detect and prevent fraud
with medical professionals or institutions in order to verify coverage or conduct operations or services audits
with state insurance departments or other governmental or law enforcement authorities if required by law or to protect our legal interests or in cases of suspected fraud or illegal activities
if ordered by a subpoena, search warrant or other court order


Confidentiality and Security
We restrict access to your Information to employees who we have determined need it in order to provide products or services to you. We train our employees to safeguard customer information, and we require them to sign confidentiality and non-disclosure agreements. We maintain strict physical, electronic, and procedural safeguards to protect your Information from unauthorized access by third parties.

Your Security is Important
Please see our Internet Security Policy for further information on how we protect your information on the Internet.


Additional Information for Our Website Users
We continuously improve geico.com. We are interested in how visitors use our website, what they like and dislike, and where they have problems. We may gather data on how users navigate our site so we can make geico.com an easy place to do business. Our tools may gather data such as what browser a person uses or even what pages are most popular.

We use cookies to improve your experience while using geico.com. Cookies are small files that are stored on your computer. They do not contain any personally identifiable information about you. They help us personalize your experience when you return to our website, and they are required for certain portions of our website. Most browsers let you determine whether or not you accept our cookies. If you don't use cookies, you won't be able to use certain geico.com features, such as the "remember me" function for policyholders that lets you store your User ID so you don't have to input it every time you log in from the same computer.

Geico.com may place small pieces of computer code (embedded objects) on our pages to help our advertising partners count how many customers they referred to our site. We may use these objects to track how many referred customers actually get a rate quotation. We may also use objects placed on other sites to monitor your exposure to our advertising or other offers online. These objects don't collect any personally identifiable information about you.

We also provide some links to third-party websites that are not owned by GEICO. GEICO has no control over their privacy practices and assumes no responsibility in connection with your use of their websites. We recommend that you check the privacy policy of any website before you provide any personally identifiable information.



Changes to This Privacy Policy
We may modify our privacy policy from time to time. The most recent version is always posted at geico.com. Each of our policyholders receives a copy of our privacy policy at least once per year. In addition, in the event that we make a significant change to our privacy practices, we will send a revised copy of our privacy policy to each of our current policyholders.

What to Do if You Have Privacy or Security Concerns
If you have a concern about privacy or security at GEICO, we want to hear about it by mail or email.

Please write to us at:

Privacy Administration
GEICO
One GEICO Plaza
Washington, DC 20076

or email us at privacypolicy@geico.com.

This Privacy Policy applies to all of the following GEICO companies:

Government Employees Insurance Company
GEICO General Insurance Company
GEICO Indemnity Company
GEICO Casualty Company
GEICO Insurance Agency, Inc.
The Effective Date of the revised Privacy Policy is March 18, 2010.

Monday, December 26, 2011

Zurich Insurance Company

Gain insight into the risks your employees might face when traveling overseas.
Overseas business travel is becoming less common as companies look for ways to reduce expenses and avoid potential danger in foreign countries. But for many companies, overseas business travel is a necessity and cannot be avoided. For those in this situation, it makes the need to understand and prepare for the risks employees could face all the more important.

Zurich’s white paper, Overseas Business Travel: Health, safety and security insights to help business travelers, can help you prepare. It provides insight into the potential health, safety and security risks your employees might face while traveling overseas, and offers travel planning considerations to help keep your employees safe.

Allstate Insurance Company

Effective September 3, 2010

By using allstate.com in any manner, you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of allstate.com and do not change or alter any other agreement or contract between you and Allstate.

Allstate reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of allstate.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

If at any time you choose not to accept these Terms of Use, please do not use this Web site or send e-mail to any allstate.com e-mail address.

Jurisdictional Statement

This Web site is controlled, operated and intended for use only in the United States of America. We do not represent that materials on this Web site are appropriate or made available for use outside of the United States of America.

Privacy Policy

Our Privacy Statement describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Statement.

Ownership of Materials and Restrictions on Use

The information on this Web site, along with any materials (including, for example, press releases and product descriptions) is the copyrighted work of Allstate and is protected under United States and worldwide copyright laws and treaty provisions. Allstate grants you permission to copy such materials so long as each copy: (i) is solely for informational, non-commercial use and is not modified or revised in any manner; (ii) plainly displays all copyright and other proprietary notices, in the same form and manner as on the original; and (iii) displays a statement that the materials are used solely with permission of Allstate. To seek permission for any other use, please contact Allstate.

Bulk E-Mail and Other Prohibited E-Mail

The Allstate computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality Allstate provides its officers, employees, independent contractor agents, and other authorized users) is the private property of Allstate.

Allstate prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to allstate.com e-mail addresses unless Allstate, through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different allstate.com addresses in any 24-hour period.

Allstate also prohibits any e-mail transmissions of the following types to be sent, or caused to be sent, over the Internet to more than 5 different allstate.com e-mail addresses in any 24-hour period unless Allstate, through one of its officers, has authorized the sending of such e-mail: (1) commercial advertising; (2) informational announcements; (3) political or religious tracts; or (4) solicitations for funds or donations.

Allstate prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any allstate.com e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

Allstate prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any allstate.com e-mail address that makes use of a forged header or deceptive addressing, or which attempts in any manner to disguise the source of the e-mail.

Allstate prohibits the harvesting or collection of the e-mail addresses of Allstate agents and/or personal financial representatives from the allstate.com web site for the purpose of sending bulk e-mail to allstate.com e-mail addresses.

Allstate reserves the right to take all legal and technical steps available, including pursuing civil remedies and criminal prosecution, to prevent bulk or other prohibited e-mail from entering, utilizing or remaining within the Allstate computer network.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the Allstate computer network. Allstate's failure to enforce this policy in every instance in which it might have application does not amount to a waiver of Allstate's rights.

Links to Other Web Site

This Web site contains links to other sites (including, but not limited to, sites owned and/or operated by Digital Cars, Inc., FinanCenter, ImproveNet, Inc., Weather.com, the Allstate Arena). Allstate provides links to other sites as a convenience to persons who visit the Allstate Web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Allstate). Please be aware that Allstate is not responsible for the privacy practices of those sites, even though Allstate's name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the privacy policies of each and every Web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this Web site.

Allstate is not responsible for the contents of any linked site or any link contained in a linked site.

Links to Allstate.com

Allstate appreciates your interest in linking your Web Site (the "Linking Site") to Allstate's Web site, located at www.allstate.com. In order to avoid misunderstandings regarding the use of Allstate's trademarks, trade names and other proprietary information, Allstate asks that you review and agree to the following guidelines: Third parties are authorized to include active links on Web sites they control to direct a browser to Allstate's "home page" at http://www.allstate.com. However, third parties may not include on their Web sites links to any other page maintained on the allstate.com Web site unless they have received prior written permission of an officer of Allstate or unless the Linking Site is an Internet search engine. Framing. Unless you have received specific written permission from Allstate, you may not (a) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) content displayed on the Allstate Web site ("Allstate Content"), (b) alter or modify Allstate Content, or (c) "cut and paste" or otherwise reproduce Allstate Content on the Linking Site. No Archiving. Your link must be to the current Allstate site only. In permitting linking, Allstate does not grant you the right to reproduce, modify, cache or archive the Allstate Content for any purpose. Link At Your Own Risk. Allstate makes no representations or warranties regarding the Allstate Web site, which is provided "as is." Linking Sites link to the Allstate Web site at their own risk. Allstate is under no obligation to maintain the Allstate Web site, provide or update Allstate Content or otherwise support your link to the Allstate Web site. Termination. Allstate may revoke this license immediately if you fail to follow these guidelines. Allstate may revoke this license upon ten (10) days notice without cause.

Patent Notices

Allstate Insurance Company is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. United States Patents: 5,128,984; 5,561,707; 5,684,863; 5,815,551; 5,828,734; 5,917,893; 5,898,762; 5,974,120; and others.

Allstate Insurance Company's myaccount.allstate.com domain and any sub-domains thereof are licensed under U.S. Patent Nos. 7,124,088 and 7,877,269.

The information in this profile was taken from these publicly available documents and was current as of their publication/posting date:

Allstate.com Social Responsibility
Allstate.com Media Newsroom
Allstate.com Corporate Governance
Allstate.com Careers
Allstate.com Annual Report
Allstate.com Allstate Financial Strength Ratings



This web site is provided on as "as is" basis. To the extent permitted by law, Allstate disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Allstate does not warrant that the functionality or operation of the Allstate web site will be uninterrupted or free from error, that any defects in the web site will be corrected, or that the web site or the server(s) that makes it available are free of viruses or other harmful conditions or components.

Allstate may change the programs or products mentioned at any time without notice. Additionally, all insurance products referred to in this web site are subject to availability and qualififications. Product terms, conditions, and exclusions not described in this web site may apply.

Limitation of Liability - To the extent permitted by law, Allstate disclaims liability, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind (including, but not limited to, direct, indirect, incidental, consequential, special, punitive or exemplary damages) in any way arising from the functionality or operation of this web site (including, but not limited to, damages arising from interruptions of service or delay in operation or transmission), even if Allstate is expressly advised of the possibility of such damages.

Forward Looking Statements - This Web site may contain forward-looking statements. Actual results may vary materially from those projected in the forward-looking statements. Please refer to Allstate's filings with the Securities and Exchange Commission, including the most recent Forms 10-K, 10-Q and 8-K.

Severability - If any provision of these Terms of Use is held invalid, void or unenforceable, then that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

Retail Insurance : Protect Your Retail Business With A Policy From State Farm

Retail Shops

No One Takes Care of Business Like State Farm®

Our business policy will help you through a variety of situations. Just suppose:

  • Your office was destroyed by fire or vandalism
  • A customer brought a lawsuit against you
  • A business had to shut down depriving you of income
  • Your business documents were lost or destroyed

Here's a Few of the Distinctive Features Available in the Business Policy:

  • Coverage for your business property such as buildings and other structures, inventory, property in transit, and much more
  • Comprehensive general liability - To help protect yourself financially against costly claims and lawsuits
  • Loss of Income - Protection in case you must close your business because of a covered loss
  • Accounts Receivable – Covers loss of monies due to you that are uncollectible because of damage to accounts receivable records
  • Back up of Sewer and Drain – Provides coverage for accidental direct physical loss to business personal property at your location
  • Computer Property – Coverage for computer equipment used in the business operation
  • Data Compromise and Identity Restoration – Coverages work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft
  • Employee dishonesty – Covers direct physical loss of business personal property including money and securities caused by dishonest acts committed by employees
  • Equipment Breakdown – Provides coverage for damage to covered property caused by mechanical breakdown of covered equipment, artificially generated current damaging covered equipment, explosion of steam boilers or loss of steam/hot water boilers
  • Money & Securities – Covers the loss of business money and securities caused by theft, disappearance, or destruction from described premises, a bank or savings institution, while being conveyed by a messenger or armored auto or within the residence of a messenger
  • Signs – Covers accidental direct physical loss to signs attached to buildings (whether indoor or outdoor) and to outdoor signs not attached to buildings at the described premises owned by you or in your care, custody or control
  • Utility Interruption – Provides loss of income coverage due to failure of communications, water, natural gas or electrical service to your insured premises for more than eight consecutive hours. See policy provisions